THE COURSE
The Finance Formula is
a proven roadmap to take control of your first home buying experience.
So you don’t overpay, get blindsided by the unexpected, and can feel confident you won’t get it wrong or be financially trapped.
It’s time to do something about these statistics:
70% of first home buyers feel confused by the process and the market,
65% expect to be in “mortgage stress” due to property prices,
and 45% of Aussies who bought in the last 12 months regret buying.
The current system isn’t working. What good is the savings you’ve worked so hard for if you end up buying a place that doesn’t feel right? If you’re constantly stressed by it? And feel boxed in or burdened? We need to change how we approach first home buying if we want to see positive, lasting results. (And not give up from feeling burnt out, overwhelmed, or pressured to make decisions based on provocative headlines).
Spend less energy and time worrying about being priced out, missing something crucial, or feeling like you’re behind or incapable - use my proven formula to get the result you want and buy your first home with confidence, clarity and control instead
It wasn’t until I started approaching buying my first home with intention and a strategic plan that I started to see real results.
Real results like cleared debts, boosted savings, and a team to help me make it happen.
Results don’t just come from continually grinding, hoping and waiting. They come from creating and executing a deliberate game plan with intention, strategy and certainty.
The issue is that you’re making progress that’s likely pretty awesome, but it’s fragmented because you don’t have a clear formula or roadmap to get you there.
What if you could spend less time on the hamster wheel, and shift that energy into focusing on a game plan that gives you clarity, direction, and peace of mind around knowing you’re on the right track and will buy your first home, if you follow the formula?
If you approached buying your first home with The Finance Formula, you could:
✓ Have a strategic plan
For how you’re going to get into the property market - in a way that supports your long term goals, your lifestyle desires, and is affordable for you
✓ Get a framework
That shows you how to avoid overpaying, making the wrong decisions, and overstretching yourself - so you don’t feel financially trapped or regret buying
✓ Know how to calculate the true costs
Of buying (including the ongoing costs of owning), plus what your savings target should be, your purchase price ceiling, what grants and schemes are available, and what you may be eligible for
✓ Learn how to streamline
your finances
And manage your money like a boss with tools to put your money management on autopilot, maximise your deposit savings, and fast track debt reduction to boost borrowing capacity
Yes, I Want This!
Get ready for all those feel-good endorphins that come from being guided, supported and prepared to come flooding in.
Can you imagine what it’s like to
Turn Confusion into Clarity,
and Overwhelm into Action?
Yep, you know that’d be good! It’s time you waved bye-bye to the relentless hamster wheel, and jumped on board the formula bus.
Introducing
The First Home
Finance Formula
I’ve packaged up my own simple and strategic home buying formulas, frameworks, and methodology - that have saved me hundreds of thousands of dollars - and helped hundreds of my clients too.
So that you can take what I’ve learned and practiced over almost two decades, implement the strategies I teach you, and start producing results for yourself over the next 6 months.
I'm giving you the exact formula to finesse your finances, get buy-ready, and turn "maybe one day" into "I know I will do this, because I say".
This course is for you if:
✓ You're sick of feeling priced out
And want a strategy that actually works
✓ You're overwhelmed by opinions
And want to understand the real process
✓ You want to feel financially confident
Instead of financially anxious and stressed
✓ You want practical, actionable steps
Not TikTok advice from unqualified people
✓ You’re tired of feeling behind
And want to finally take control
✓ You want a clear, supportive plan
From someone who genuinely gets it
I'm Ready to Take Action
When it comes to being financially savvy,
I want YOU to feel empowered and in control.
WHAT'S INSIDE
THE FINANCE FORMULA?
Module 1: Lay Your Foundations
Before the numbers or strategies, we kick off by anchoring you. In the Foundations module, we welcome you in, reframe fear, and separate fact from fiction. You’ll learn the benefits of having a monopoly mindset, what the 3Rs and 2Us are, and how they empower your home buying journey. Plus, I give you my signature framework, and key finance formula for buying your first home.
Module 2: Where You Stand
In this module, you will learn how lenders think, how they really assess you, why it’s not all about ‘the deposit’, and the exact framework banks and lenders use to decide whether to say yes or no to your home loan application.
I’ll walk you through how to self-assess your own current financial situation, and how to identify what your strengths already are, and where to focus on next. This module isn’t about judgement or perfection, it’s about clarity, leverage, and knowing how the game is played (so you can ace it).
Module 3: Your Borrowing Power
Yep, this is where the numbers start to make sense. In this module, you’ll learn how your borrowing power is calculated, what impacts it, how you can improve it, and the difference between your maximum borrowing capacity ceiling, and what your borrowing limit really is (because those numbers aren’t the same), so you don’t feel stretched thin and can sleep easy at night.
Module 4: Knowing Your Numbers
If you don’t like surprises or being blindsided by hidden costs or unexpected fees, this module is for you. Here, I break down the true cost of buying a property - upfront, settlement, setup and ongoing costs, plus land and build costs (if you’re constructing). I’ll tell you what the costs are, what they mean and are for, when they’re due, and the costs most buyers don’t see coming.
You’ll also learn how to calculate your minimum savings target, plus how to run scenario comparisons and compare different costs across different price points. I’m giving you my calculators, homeowner costs guide, and information on government grants and schemes, including links and resources to help you too.
Module 5: The Process & The People
In this module, you’ll learn how the buying process works, who’s involved, their roles and responsibilities, and what to expect at each stage - so you can move forward feeling calm, confident, and prepared.
Module 6: Home Loans Made Simple
This is where all the finance jargon gets decoded and things become clear. Learn how home loans work, your options, and how you can structure your mortgage so it feels affordable, sustainable, and supportive of your life and lifestyle, rather than feeling like a trap or financial burden
Module 7: Your Pathway In
This is the module where possibility opens up. You’ll learn the different vehicles people use to get into the property market, and discover which pathway fits your situation and needs. I’m sharing with you the 12 different strategic pathways available to help you purchase your first place, and will walk you through the pros and cons of each, who they suit, and give you my tool to help you pick which pathway could work best for you.
Module 8: Managae Your Money With Confidence
Get ready to take control of your money. In this module I’ll teach you how to streamline your finances, forecast your cashflow, and plan ahead so you can move forward feeling clear, capable, and on top of your figures. I’m also giving you my go-to money manager tool that I’ve used for the last 15+ years that has helped me automate our finances, and transformed how we communicate about money as a couple (bye-bye money fights, frustrations and tension).
BONUS: Your Library
This is your extended toolkit with all the additional goodies and resources that will help deepen your confidence, sharpen your strategy, and support your growth beyond the core modules.
Access mindset and wellbeing tools, meditations, your confidence playlist, and a curated collection of recommended books and games to positively impact and elevate your financial education and mindset. These are the reads and resources I’ve loved through the years and I hope you do too.
The First Home Finance Formula provides a holistic and proven framework for you to buy your first property with clarity and confidence, so you’re not spiralling because you feel priced out, overwhelmed, or behind - you're buying with intention, strategy, and solid foundations that leave you feeling safe, supported and sure.
Here's what you'll get inside the course:
✓ An Australia-wide, self-paced online course
That you can do from anywhere at anytime - during your daily commute, whilst walking the dog or doing the dishes.
✓ Powerful, easy-to-follow lessons
So you finally understand the finance process, instead of feeling lost, confused, or overwhelmed.
✓ Modules released each week
Or a little longer for the larger modules (with an email notifying you when a new one has dropped), so you don’t feel overwhelmed by the amount of content shared and can steadily make progress and feel empowered.
✓ Monthly live coaching sessions
So that you can ask real questions, get real answers, and feel supported and in control - not alone or left questioning yourself.
You also get:
✓ Money mindset tools
To help regulate your emotions so that the fear, comparison, and “I’m behind” stories stop derailing you, and you can move forward calmly and confidently.
✓ Downloadable calculators
And real-time financial tools so that you know exactly what things cost, what to save, and what’s possible - without nasty surprises or hidden fees catching you off guard.
✓ Step-by-step worksheets
So that you can turn knowledge into action, create your personalised plan, and actually make progress toward owning your first home.
✓ 6 months of unlimited access
So that you have the space, time, and support to learn at your own pace, without pressure, rushing, or falling behind.
LET'S TALK NUMBERS BABY!
What's Your Investment?
If you enroll today, you’ll get The First Home Finance Formula goodness (valued at $1,500) delivered straight to your inbox, including:
🧮 Calculators, tools & trainings
To help you confidently clarify and understand your numbers
(value: $1,000)
🔥My Signature Formula & Framework
Including the 5 key decisions you need to make & the 3 core ingredients you need
(value: $300)
⭐️ Workbooks & guides
To support you through the course content with clarity and ease
(value: $200)
That’s $1,500 worth of home buying education
waiting for you inside The First Home Finance Formula that you can get for the same amount you might spend on a weekend away.
Get The FAQs
What if I’m not ready to buy yet - is this course still for me?
How is this different from just speaking to a mortgage broker or watching free content online?
What if I’m bad with money or feel financially behind?
Will this overwhelm me?
Is the course worth the investment?
Didn't find your question above? Not a problem!
Send an email to hello@jaleesapaine.com, and I’ll get back to you.
"Before this, buying a home felt confusing
and honestly quite overwhelming... Jaleesa explained everything in such a simple, clear, and approachable way that it suddenly felt so much more achievable. I feel so much more confident and informed about the home buying process.”
Alisha C.
"Wow, where to start.
This program from Jaleesa has been nothing short of an amazing and supportive experience. From day one she created such a warm and welcoming community... Jaleesa shared so many valuable pointers, the kind of things you usually do not get told, which made a huge difference. It genuinely felt like learning from an older sister rather than a mentor - 10 out of 10 experience.”
Dylan M.
"The information is incredible!
It’s a headstart in buying your first home and takes the confusion out of the whole process. I am more clear on my options and feel like I’m not going in blind. This course is a one-stop-first-home-buying shop. I highly recommend it.”
Celeste C.
Your Investment Options
MEET THE PERSON BEHIND THE PROGRAM
Hey, I'm Jaleesa!
Your First Home Buyer Coach.
I bought my first home at 21, started off with minimal savings, a whole lot of fear, and more than $70,000 in debt. I felt overwhelmed, ashamed, confused, and completely out of my depth.
But with the right guidance, I learned exactly how the finance and property worlds really work, and everything changed.
Fast forward, I’ve now built a multi-million-dollar property portfolio, enjoyed a successful career as an award-winning mortgage broker, have helped hundreds of everyday Australians buy their first homes, and spent 18+ years inside the industry learning all the ropes.
I know this system inside out, and more importantly, I know how to make it work for you.
The First Home Finance Formula is the exact roadmap I wish I had, and one that has changed so many lives already. I can’t wait to welcome you into this course and to support and empower you on your first home buying journey.
See you in there! x
