Finance Foundations Pty Ltd

Course Purchase Terms and Conditions

These terms and conditions govern your purchase (Terms and Conditions)

By clicking “accept” you agree to these Terms and Conditions.

Effective 1 January 2026

1.  Services
   • The website jaleesapaine.com (Website) is operated by Finance Foundations Pty Ltd (ABN: 53 691 940 986) (Finance Foundations).
   • The Website provides you with an opportunity to browse and purchase online courses made available by Finance Foundations from time to time (Course/s).
   • You have agreed to purchase the Course through the Website.
   • These Terms and Conditions are to be read in conjunction with the payment page (Payment Page) and Course information page (Information Page) of the Website.
     
     
2.  Acceptance of the Terms and Conditions

You accept the Terms and Conditions by clicking "accept" or by proceeding with your purchase of the Course.

3.  Personal Information
   • When purchasing the Course, you will be required to provide personal information such as your full name, password and e-mail address.
   • You agree that all details that you have provided in completing the purchase are true and correct.
   • Your personal information is kept in accordance with the Finance Foundations Privacy Policy (Privacy Policy) which is available on the Website.
   • Once you have completed the registration process, you will be a registered member of the Website (Member).
   • You may not purchase the Course if you are not of legal age to form a binding contract with Finance Foundations.
     
     
4.  Your obligations as a Member of the Website
   • As a Member, you agree to comply with the following:
   • You will use the Website and the Course only for purposes that are permitted by:
     • these Terms and Conditions;
     • any applicable law, regulation or generally accepted practices or guidelines in the relevant jurisdictions;
     • you have the sole responsibility for protecting the confidentiality of your password and/or email address. Use of your password by any other person may result in the immediate cancellation of the Course;
     • any use of your registration information by any other person, or third parties, is strictly prohibited. You agree to immediately notify Finance Foundations of any unauthorised use of your password or email address or any breach of security of which you have become aware;
     • access and use of the Website is limited, non-transferable and allows for the sole use of the Website by you for the purposes of Finance Foundations providing the Course;
     • you will not use the Course or Website for any illegal and/or unauthorised use which includes collecting email addresses of Members by electronic or other means for the purpose of sending unsolicited email or unauthorised framing of or linking to the Website.

5.  Purchase of Course and Refund Policy
   • In using the Website to purchase the Courses, you will agree to the payment of the purchase price listed on the Website for the Courses (Purchase Price).
   • Payment of the Purchase Price may be made through debit card and credit card through the available payment provider (Payment Gateway Providers).
   • In using the Website, you warrant that you have familiarised yourself with, and agree to be bound by, the applicable terms and conditions of use, privacy policy and other relevant legal documentation provided by the Payment Gateway Providers.
   • Following payment of the Purchase Price being confirmed by Finance Foundations, you will be issued with a receipt to confirm that the payment has been received and Finance Foundations may record your purchase details for future use.
   • You acknowledge and agree that where a request for the payment of the Purchase Price is returned or denied, for whatever reason, by your financial institution or is unpaid by you for any other reason, then you are liable for any costs, including banking fees and charges, associated with the Purchase Price.
   • Unless otherwise stated, all amounts are listed in Australian Dollars (AUD) and are GST inclusive, being goods and services tax as defined in A New Tax System (Goods and Services Tax) Act 1999, inclusive
   • In the event that you are making payment under a payment plan, and any payment under these Terms and Conditions is not made in full within 7 days of the due date, Finance Foundations is entitled to charge you interest at the rate of 5% per annum, calculated daily from the original due date.
   • You agree that if you default on any payments due and payable under these Terms and Conditions, any costs incurred by Finance Foundations for steps taken to enforce payment terms will be recoverable and payable by you.
     
     
6.  Delivery of Course and Licence Information
   • Each Course purchase grants to you access to the Course through Kajabi or other platforms used from time to time (Member Portal).
   • When you purchase a Course through the Website, Finance Foundations grants you a limited, revocable, non-exclusive, non-sub licensable, non-transferable license to access and use the specific Course and any related software, content, equipment or other materials for your specific, non-commercial use only (Licence).
   • The Licence is valid for the Course term outlined in the Course information page of the relevant Course (Licence Term), which will be clearly displayed before purchase and confirmed in your purchase receipt. This means the Course will be viewable via the download link for the Licence Term only. After this time the Course will expire and You will no longer be able to access the Course.
   • The Courses are intended for use by you only within the Licence Term. Sharing of Your Licence is prohibited. This includes sharing any supplemental Course materials and digital resources and providing access to any other aspect of the Course with any other person or entity.
     
     
7.  Termination and Course Refunds
   • You must notify Finance Foundations of an intention to cancel your involvement in the Course as soon as practicable through e-mail to hello@jaleesapaine.com and abide by the following (Cancellation Policy).
   • Subject to your rights under the Australian Consumer Law, the Course is non-refundable. This means that if you wish to terminate the Course early, all unpaid amounts of the Fees are non-refundable.
   • The Course is non-refundable. This is due to the nature of the Course and the fact that you have access to the Course materials and Finance Foundations’ intellectual property from the commencement date, or shortly thereafter. You acknowledge and agree that You are receiving considerable value upon registering for the Course and this means that if you wish to terminate the Course prior to the expiry of Course term, all unpaid amounts of the Fees are due and payable.
   • For the sake of clarity, if you have chosen to pay through a payment plan and you wish to terminate the Course early, Finance Foundations reserves the right to immediately collect all outstanding amounts of the Fees by charging your method of payment upon providing you with reasonable notice, and your access to the Course will be revoked. This right is subject to your rights under the Australian Consumer Law."
     
     
8.  Group Course
   • Where a Course includes a group component, as a participant in a group course (Participant), you expressly agree that you will not, through any means:

harm, harass, hassle or abuse other Participants; or

send un-welcomed communication such as spam to other Participants; or

act in an unlawful, abusive, defamatory, discriminatory or otherwise objectionable manner; or

infringe the intellectual property or privacy rights of any Participant or any third-party.

• Finance Foundations, at its discretion, reserves the right to remove, edit or alter any content created by you in the Member Portal or any other platform utilised in the delivery of the Course.
• Finance Foundations retains the right to deny you access to the Course at any time for breach of these Terms.
• Participants agree that Finance Foundations may record group sessions conducted as part of the Course. Finance Foundations may use portions of these recordings for marketing or promotional purposes. However, Finance Foundations commits to ensuring that no personal details of the Participants, such as names, images, or any other identifying information, will be disclosed or shared without explicit consent from the Participants involved.
  
  

9.  Warranty
   • Finance Foundations will use its best efforts and take all reasonable steps to help you achieve the desired results. However, Finance Foundations makes no warranty that the Course will meet your requirements or that all participants will achieve the same results.
   • The Course comes with guarantees that cannot be excluded under the Australian Consumer Law. For major failures with the Course, you are entitled to cancel your contract with Finance Foundations and are entitled to a refund for the unused portion. A major failure with the service is defined by the Australian Consumer Law and includes but is not limited to severe situations where a service is unfit for the purpose it is sold or creates an unsafe situation.
     
     
10.  Disclaimer
    • You are solely responsible for creating and implementing Your own personal, financial, emotional and mental health decisions, choices, actions and results arising out of or resulting from the Courses and your interactions with Finance Foundations. As such, to the extent permitted by law, You agree that Finance Foundations is not and will not be liable or responsible for any actions or inaction, including effects on your personal life, finances or mental health.
    • You understand that the Course and any information You receive through your involvement in the Courses, or through any materials and documents provided to You are not a substitute for psychological, legal, business or financial advice. Finance Foundations recommends You seek independent accounting, legal or financial advice before relying on any information, tools, case examples, or guidance provided through the Course. Finance Foundations will not be liable in any way for Your use of, or reliance upon, the information or advice provided to You.
      
      
11.  Information Disclaimer
    • Any information, advice, content or documentation provided through the Course or through any accompanying materials do not constitute professional, financial, business, legal or other advice, and are provided for general information and guidance purposes only.
    • All care is taken in the preparation of the information provided through the Course and through accompanying material. Finance Foundations does not make any representations or give any warranties about its accuracy, reliability, completeness or suitability for any particular purpose.
    • To the extent permitted by law, Finance Foundations will not be liable for any expenses, losses, damages (including indirect or consequential damages) or costs that might be incurred as a result of the information being inaccurate or incomplete in any way and for any reason or your reliance on the information, advice or documentation provided through the Course or through any accompanying materials, except to the extent that such liability cannot be excluded under the Australian Consumer Law.
      
      
12.  Liability and waivers
    • To the extent permitted by law, Finance Foundations’ total liability arising out of or in connection with the Course or these Terms and Conditions, however arising, including under contract, tort (including negligence), in equity, under statute or otherwise, will not exceed the resupply of the Course to You or, at Finance Foundations' option, the payment of the cost of having the Course resupplied. Nothing in this clause limits or excludes liability that cannot be limited or excluded under the Australian Consumer Law or other applicable law.
    • A waiver of any right, power or remedy under these Terms and Conditions must be in writing signed by the party granting it. A waiver is only effective in relation to the particular obligation or breach in respect of which it is given. It is not to be taken as an implied waiver of any other obligation or breach or as an implied waiver of that obligation or breach in relation to any other occasion. The fact that a party fails to do, or delays in doing, something the party is entitled to do under these Terms and Conditions does not amount to a waiver.
      
      
13.  Disclosure and Use of Confidential Information
    • Confidential information means any information that is:

• processes, methodologies, statements, formulae, trade secrets, information (and copies and extracts made of or from that information and data) that is not in the public domain; and
• confidential by nature, stipulated as confidential or any other information that would be reasonably considered to be confidential due to the value of the information (Confidential Information).
  • All obligations of confidence set out in these Terms and Conditions continue in full force and effect after completion of services.
• Finance Foundations must not disclose any Confidential Information to any third party without your prior consent. 

• These Terms and Conditions prohibits the disclosure of Confidential Information by Finance Foundations with exception to the following circumstances:

• the disclosure is to a professional adviser for it to provide advice in relation to matters arising under or in connection with these Terms and Conditions and you have consented to the disclosure of such information to the professional adviser;
• the disclosure is required by applicable law or regulation; or
• if the confidential information is already in the public domain at no fault of Finance Foundations.
  
  

14.  Copyright and Intellectual Property Rights
    • You agree that any works, documentation, materials, Services content, creative works or information of whatever nature produced or developed by Finance Foundations or under   Finance Foundations’ direction pursuant to or in the course of providing the Course will remain the sole and complete property of Finance Foundations, whether such property is tangible or is in the nature of industrial and Intellectual Property Rights (including copyright and rights of Confidential Information).

• There is no assignment of Intellectual Property Rights by Finance Foundations to you pursuant to these Terms and Conditions.
• Nothing in these Terms and Conditions affects the Moral Rights in any works, items, materials or information supplied pursuant to these Terms and Conditions.
  
  

15.  Dispute Resolution & Mediation

If a dispute arises out of or relates to these Terms and Conditions, either party may not commence any legal proceedings in relation to the dispute (except for urgent interlocutory relief), unless they first attempt in good faith to resolve the disagreement through an appropriate mediator to be appointed by an independent third party as agreed between the parties and attend a mediation. If the parties cannot agree on a mediator within 14 days, either party may request the Resolution Institute to appoint a mediator.

16.  Force Majeure
    • If circumstances beyond Finance Foundations’ control prevent or hinder its provision of the Services, Finance Foundations is free from any obligation to provide the Services while those circumstances continue. Finance Foundations may elect to terminate these Terms and Conditions or keep them current until such circumstances have ceased.

• Circumstances beyond Finance Foundations’ control include, but are not limited to, unavailability of materials or components, pandemics, strikes, lockouts, riots, natural disasters, fire, war, acts of God, Government decrees, proclamations or orders, transport difficulties and failures or malfunctions of computers or other information technology
• For the sake of clarity, if in Finance Foundations’ reasonable opinion, the provision of the Services will be affected by a pandemic, Finance Foundations may suspend the provision of the Services in part or in whole to You indefinitely. Additionally, Finance Foundations will not be liable for any losses or damage due to a pandemic. If you choose to terminate          an agreement due to a pandemic, the relevant cancellation or termination clause will apply. 
  
  

17.  Indemnification

You hereby indemnify and agree to keep indemnified Finance Foundations against all liability, losses or expenses Finance Foundations incurs in relation to or in any way directly or indirectly connected with any breach of copyright or any rights in relation to copyright in such literary and artistic works supplied by you.

18.  Marketing

You agree that any testimonials that may be provided by you from time to time may be used by Finance Foundations for marketing purposes.

19.  Governing Law & Jurisdiction

These Terms and Conditions are governed by the laws of Queensland, Australia. In the event of any dispute arising out of or in relation to the Course or these Terms and Conditions, the parties agree that the exclusive venue for resolving any dispute will be in the courts of Queensland, Australia.

20.  No partnership or agency

Nothing contained or implied in these Terms and Conditions will create or constitute, or be deemed to create or constitute, a partnership between the parties. A party must not act, represent or hold itself out as having authority to act as the agent of or in any way bind or commit the other parties to any obligation.

21.  Assignment

These Terms and Conditions may not be assigned without the consent of both parties.

22.  Variation

These Terms and Conditions may not be changed or modified in any way except in writing.

23.  Severance

Any provision of these Terms and Conditions, which is prohibited or unenforceable in any jurisdiction will, as to such jurisdiction, be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions of these Terms and Conditions or affecting the validity or enforceability of such provisions in any other jurisdiction.

24.  Entire Agreement

These Terms and Conditions constitute the entire agreement of the parties in respect of the matters dealt with in these Terms and Conditions and supersedes all prior agreements, understandings, undertakings and negotiations in respect of the matters dealt with in these Terms and Conditions.